RES 327 Week 2 Discussion 2 Neighborhood Trends

In 200-250 words, analyze your city’s development trends. Does your city have a lack of undeveloped land? If so, have developers begun to place more structures on less land (as a planned unit development, cluster housing, or condominiums?) Or are the city boundaries stretching outward? If the lots are becoming smaller, are they being readily accepted by the buyers? Is there a shortage of housing or an oversupply?Support your claims with examples from required material(s) and/or other scholarly resources, and properly cite any references.

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In 200-250 words, define and explain the two main tools used by the government to fight economic problems.

What do you think the government should do to stabilize a weak real estate market? Should the government even be involved in stabilizing markets?

Do you think the government did a good job of reacting to the recent crash? Support your claims with examples from required material(s) and/or other scholarly resources, and properly cite any references. Respond to at least two of your classmates posts by Day 7.
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Carol Jones, a single person, has an annual income of $32,200. The principal and interest payment on the $25,000 loan (30 years at 8%) for her condominium is $7.34 per $1000. Annual property taxes are $1,200 and insurance is $280 a year.

Ms. Jones would like to purchase a larger unit in a new high rise, but her monthly principal and interest will increase to $330.30, plus annual taxes will be $2,100. Interest on the $45,000 will be 8% as rates are lower than when she purchased her present condominium.

In 200-250 words, given Ms. Jones situation as described here, answer and discuss the following:

What amount is deductible on the interest Ms. Jones currently pays if she is in the 28% tax bracket?

If Ms. Jones purchases the new condominium, how would this affect her income tax? Analyze the investment from the perspective of tax savings.

What should Ms. Jones consider before making this decision?

What calculations should Ms. Jones make?

What other savings would Ms. Jones realize?

Support your claims with examples from required material(s) and/or other scholarly resources, and properly cite any references. Respond to at least two of your classmates posts by Day 7.

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